Binance Loan to buy the dip

Hi everyone.

Due to the many dips lately I don’t have more cash liquidity but I would like to buy more BTC.

I saw Binance offer a loans where I can collaterize some btc (still not trasfered in cold) to buy more BTC

As far as I understood I have to borrow BUSDC with BTC as my collateral, the annual interest rate is 13% and I really believe we will have a huge bull in the next 60 days.

Any experience on it or advices or feedback? Thx