Bitcoin maxis only: curious if this idea resonates or not…

I’ve been thinking about a problem and wanted to get some thoughts from people here who understand Bitcoin long term.

A lot of people have most of their net worth tied up in their home, but accessing that value usually means either selling or taking on debt. That tradeoff has always felt off to me, especially for people who are very bullish on Bitcoin.

I put together a rough concept around a different way this could potentially work. Reddit wouldn’t let me post it directly, so I added the breakdown in the comments.

Not selling anything and not trying to pitch this as a real product, just genuinely curious if the idea itself makes sense or where it breaks. If anything is unclear feel free to ask and I can explain it better.