Going all in

I’m seriously contemplating ditching the bank all together. No account at any branch. Maybe just one emergency credit card. Has anyone tried this? The only real setback I can see is if BTC dips like crazy immediately after my paycheck goes through and also pulling out paper money. Those Bitcoin ATMs look a little sketchy. After I make the switch, I also plan to set aside a few Sats each week into a cold wallet as a HODL savings account.