0% Debt + Cash Reserves

It makes sense that you should never accrue debt to buy bitcoin since most credit will charge ~26% APR.

Does this rule change if you can take out credit at 0% and you also have enough cash on hand to pay it off entirely?

i.e. $50,000 in credit card debt @ 0% APR, and you hold onto $75,000 cash at all times so you can pay it off before the 0% APR ends (usually a promotional period of 12-18 months). 50 for debt repayment and 25 as a loose emergency fund.

It makes sense that any surplus should go into Bitcoin?