Is Bitcoin about to make traditional retirement look like a joke?

Traditional retirement accounts like 401(k)s typically expose you to full market risk with no principal guarantee, and high fees reduce your net returns. Is this a game changer?

https://www.coindesk.com/markets/2026/01/21/blackrock-s-ibit-powers-new-bitcoin-annuity-for-u-s-retirees-via-delaware-life