It's ok if Bitcoin stays around 20k

As long as transaction fees stay ridiculously low that is all that matters. I can send 1,000 to my sportsbook for 3 bucks. A couple years ago I'd have to walk into a moneygram and give them some name of a guy in Nicaragua. With the commercialization and mainstreaming of bitcoin I don't see it going back to where it was, but that's fine.