Spend BCH anywhere idea.

Interacting with legacy banking network is the biggest bottle neck for most crypto services. The ideal scenario from a users perspective is to spend your crypto in any shop or online with zero friction.

How about this? A decentralised network of credit card holders linked by an app to crypto users. The user has a balance of bch on the app. For every purchase he makes, the app pays with one of the registered credit card holders details. The equivalent amount in BCH is then transferred to the credit card holders account.

I am not sure of the technicalities but I am thinking you type in the bill amount to the app and it generates a one time payment authorisation using a selected card.

The card holder gets a small fee for each order and he could geolocate purchases to his state or country along with a monthly spend limit.

Feel free to shoot this idea down.