You're (probably) going to make more money if you invested in BTC at $10,000 than if you did at $100

Crazy statement, right? Well obviously there will be a few diamond handed exceptions to the rule out there - but, for the most part, I truly believe those of us who got into BTC when it already sat at a much higher total per coin will eventually make more money than those who got in closer to the ground level.

At $100

Imagine for one moment that you were one of those lucky few. Let's say you went all in at a time when the future of the token, and crypto as a whole, was still very much up in the air. You threw $2k into this completely unknown and unreliable asset.

You have 20 coins to your name and you're ready to see how this pans out. It's growing. Oh boy, is it growing. One coin is now worth $1,000! That initial $2,000 you invested is now worth $20k. This is unbelievable. So do you sell and get an amazing payday for your gamble?

Let's be realistic. A lot of people (not all, but a lot) would probably cut and run. Crypto is still totally volatile and seen by almost everyone as a (dangerous) fad. That $20k could turn right back into $2k (or worse) again overnight. Most people cash out. And of the few who don't, fewer still don't cash out when the coin reaches $2,000 and you see that return double to $40k.

It's an amazing number. Better than you could possibly ever expect investing in any other kind of asset. But the risk of losing out is now too great to ignore. That $40k is yours and you feel pretty smug.

At $10,000

Alright, you know what you're getting into. Crypto is here and it isn't going anywhere. Bitcoin isn't a get-rich-quick scheme, it's a way to offset inflation, FIAT currency depreciation, and keep your money tied up in a way that keeps it out of the hands of centralised banking chains. You're in it for the long game.

You invest $2k. Okay, it only buys you 0.2 of a coin. But that's 0.2 more BTC than most people have.

Flash forward to 6 August 2025. One coin is now worth $115k. And that 0.2 BTC is now worth $23k.

That's a brilliant return. More than 10x your initial investment. But you know this is just the beginning. Bitcoin is here to stay. Governments are investing in federal reserves. Expert financial managers are now suggesting you diversify your portfolio with it. This is going somewhere special.

You hold. Sorry, HODL.

The year is 2035. Bitcoin has had a crazy ten years of dips and peaks. But it now sits at $300k. Your 0.2 BTC is now worth $60k. That's a tremendous return on $2k. But still, you HODL.

The year is 2050. President Swift is halfway into her second term in office. England have just won their fourth successive World Cup. And in far more realistic circumstances, one coin is now worth $1m. Your 0.2 BTC is now valued at $200k.

Yet still you HODL. You do so because HODLing or selling isn't even a factor anymore. BTC is here and it's here to stay. It's a global currency which every nation on the planet uses. Why would you throw away your money by converting it to any form of FIAT that still exists?

You put $2k into the asset and now you have $200k worth. Without adding a single dime more.

Would you have done been able to hold on so long if you'd seen the crazy returns of a $100-era coiner? I have my doubts. I have my doubts.

And to those of you who did hold on from those mythical days. Well done.